Mental health claims are surging in group benefits. Public systems aren't keeping up
2026-06-12 from insurancebusinessmag.com
Mental health claims have become one of the fastest-growing cost pressures in group benefits, and the cost is increasingly falling on employer-sponsored plans because public healthcare systems are not absorbing the demand, according to Denis Guay, president of global benefits at HUB International.
"73% of employers saw an increase in mental health claims in 2025," Guay said. "Inpatient behavioral health claims are up nearly 80% in recent years."
He said mental health has become a leading cause of short-term disability claims in most countries, while musculoskeletal conditions remain the top driver of long-term disability.
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